Checking

Fresno First Bank has the right products and services for all your personal banking needs.  Our team of Professional Bankers has the knowledge and experience to simplify your life.

• Regular Checking for individuals looking for a flat fee account with unlimited check writing, transfers or withdrawals.  Most popular.
• Interest Checking for individuals seeking to earn interest on their checking balances with unlimited check writing, transfers or withdrawals.
• Senior Checking for individuals age 55 or over free of monthly service charges with unlimited check writing, transfers or withdrawals.

Savings & CDs

• Regular Savings, an interest bearing savings account, no charge with $500.00 minimum daily collected balance.
• Money Market, a tiered-rate interest bearing checking account with limited transactions.
• Certificates of Deposit with competitive interest rates, various terms and your choice of maturity date.

Credit Cards

Fresno First Bank has credit card products designed for the needs of businesses and individuals.

• Our Business Advantage credit card offers businesses several options for how they want the accounts set up. 
• Our Platinum Advantage credit card is for individuals who want the choice of either a no-fee, no-frills card or a rewards card with a modest annual fee.

Debit / ATM Cards

Carrying a checkbook is a burden, and writing checks take too much time. Instead, simply use your FFB Debit Card.  It works just like a check and is linked to your checking account so purchases are automatically deducted every time you use it.

With the FFB Debit Card, you can:

• Carry around less cash and fewer checks
• Keep track of your personal spending
• Conveniently purchase items by phone, Internet, mail, or in person at more than 24 million locations worldwide
• View transaction details on your monthly checking statement or through FFB Internet Banking
• Put cash or answers at your fingertips. Withdraw cash and make balance inquiries at Fresno First Bank and other participating ATMs nationwide
• Why wait in line? Deposit a limited number of checks at Fresno First Bank’s ATM

The FFB Debit Card is yours free with any personal checking account.

To open an account or get more information:

• Call us at (559) 439-0200
  Monday - Friday, 8 a.m. - 5 p.m.
• Stop by our office located on the southeast corner of Palm and Fallbrook Avenues 7690 North Palm Avenue  Fresno, CA  93711
• Email us at: info@fresnofirstbank.com

Online Banking / Bill Pay

Online Banking gives you secure access to your accounts 24 hours a day. It is easy to use, and offers all the time saving conveniences associated with banking online. Best of all, it’s absolutely FREE. Call 559-439-0200 and talk with a banking representative to sign up for Online Banking today.

• View current balance and account information on deposit and loan accounts
• Transfer funds between your accounts.
• View images of your checks and statements
• Download account history into personal financial management software, such as Microsoft Money®, Intuit Quicken® and Intuit Quickbooks®.
• Perform Stop Payments
• Pay your bills electronically

Home Equity Loans

Most likely, your home is your largest asset. So put its equity to work. 

Want to improve the value of your property?  Facing college tuition?  Have high-interest debt you would like to consolidate? You can choose the plan that's right for you.

Interest paid on an equity loan or line may even be tax-deductible (please consult with your tax advisor).

At Fresno First Bank, you'll receive our fast and personalized service. Typically, you’ll have your money within 10 working days, at a very competitive interest rate and term.

Home Equity Line of Credit

• On loans up to $250,000, no loan fees or closing costs 
• Low variable interest rate: Prime + zero percent
• Access available credit up to 80% of the value of your property, less the amount of your first mortgage
• Flexible, 10-year draw period
• As you pay off the outstanding balance, you can borrow that amount again

Home Equity Loans

• On loans up to $250,000, there are no loan fees or closing costs 
• Fixed interest rate – for predicable payments
• Access available credit up to 80% of the value of your property
• To reduce size of monthly payments, we offer terms up to 20 years
• Automatic payment from your Fresno First Bank checking account reduces interest rate by 0.25%

Personal / Auto Loans

Whether you need a loan for personal reasons or to buy a vehicle, Fresno First Bank can offer you competitive interest rates and terms.

New Cars

• Borrow $5,000 and up
• Enjoy generous repayment terms:
• $20,000 loan for up to 72 months
• $30,000 loan for up to 84 months
• Qualified borrowers can receive up to 100% financing
• Fixed rate interest
• Automatic payments receive 0.25% interest rate reduction 

Used Cars (Six years old and newer)

• Borrow $5,000 and up
• Qualified borrowers can receive up to 100% financing
• Automatic payments receive 0.25% interest rate reduction 
• If listed in the current Kelly Blue Book, financing is available for older models